INKRAH Law ·
Indonesia
· Hukum Jasa Keuangan
Deposit Insurance Corporation (LPS)
Lembaga Penjamin Simpanan (LPS)
Undang-Undang No. 24 Tahun 2004
UU No. 24 Tahun 2004 jo. UU No. 7 Tahun 2009.
Official source / JDIH →
Bahasa Indonesia
Key Subject Matter
Membentuk Lembaga Penjamin Simpanan yang menjamin simpanan nasabah bank dan turut aktif memelihara stabilitas sistem perbankan, termasuk penanganan dan resolusi bank bermasalah.
English (British)
Key Subject Matter
Establishes the Deposit Insurance Corporation, which guarantees bank depositors' savings and helps maintain banking-system stability, including the handling and resolution of troubled banks.
INKRAH Note
Amended by Law No. 7 of 2009 and adjusted by the P2SK Law; the guarantee is subject to prescribed conditions and coverage limits.
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Official source / JDIH →
Article by Article
Fungsi
Article 4
— Functions of the LPS
Bahasa IndonesiaFungsi Lembaga Penjamin Simpanan adalah: a. menjamin simpanan nasabah penyimpan; dan b. turut aktif dalam memelihara stabilitas sistem perbankan sesuai dengan kewenangannya.
English (British)The functions of the Deposit Insurance Corporation are: a. to guarantee the deposits of depositing customers; and b. to take an active part in maintaining the stability of the banking system in accordance with its authority.
Tugas
Article 5
— Tasks of the LPS
Bahasa Indonesia(1) Dalam menjalankan fungsi penjaminan simpanan, LPS mempunyai tugas merumuskan dan menetapkan kebijakan pelaksanaan penjaminan simpanan serta melaksanakan penjaminan simpanan.
English (British)(1) In performing the deposit-guarantee function, the LPS has the task of formulating and setting the policy for implementing the deposit guarantee and of carrying out the deposit guarantee.
Penjaminan
Article 11
— Guaranteed Deposit Value
Bahasa Indonesia(1) Nilai simpanan yang dijamin untuk setiap nasabah pada satu Bank adalah paling banyak sebesar nilai yang ditetapkan dalam/berdasarkan Undang-Undang ini.
(Catatan: nilai simpanan yang dijamin ditetapkan sebesar Rp2.000.000.000,00 melalui Peraturan Pemerintah.)
English (British)(1) The guaranteed deposit value for each customer at a single bank is at most the amount set in or under this Law.
(Note: the guaranteed deposit value has been set at IDR 2,000,000,000 by Government Regulation.)