INKRAH Law · Indonesia · Hukum Jasa Keuangan

Protection of Consumers and the Public in the Financial Services Sector

Pelindungan Konsumen dan Masyarakat di Sektor Jasa Keuangan

Peraturan Otoritas Jasa Keuangan No. 22 Tahun 2023

POJK No. 22/POJK.07/2023.

Official source / JDIH →

Bahasa Indonesia

Key Subject Matter

Mengatur kewajiban pelaku usaha jasa keuangan dalam melindungi konsumen: perilaku pemasaran, transparansi, penanganan pengaduan, serta tata cara penagihan — termasuk batas waktu dan larangan ancaman, kekerasan, atau cara yang mempermalukan.

English (British)

Key Subject Matter

Governs financial-services providers' duties to protect consumers: marketing conduct, transparency, complaint handling, and collection practices — including time limits and a ban on threats, violence, or humiliating methods.

INKRAH Note

It is the principal basis for regulating debt-collector conduct (e.g. collection no later than 8 p.m. local time and a ban on intimidation).

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